:root{
  --navy:#10233f; --blue:#1d5fa7; --gold:#d6a84f; --ink:#172033;
  --muted:#64748b; --bg:#f6f8fb; --card:#ffffff; --line:#e2e8f0;
  --success:#176b4d;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1120px;margin:auto;padding:0 22px}
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 12px #0002}
.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{font-weight:800;font-size:1.15rem;color:#fff;letter-spacing:.2px}
.brand span{display:block;color:#cbd5e1;font-size:.72rem;font-weight:500}
.nav-links{display:flex;gap:18px;flex-wrap:wrap}
.nav-links a{color:#e5edf7;font-size:.94rem}
.hero{background:linear-gradient(135deg,#10233f,#1d5fa7);color:#fff;padding:76px 0 70px}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:45px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:#f2d58b}
h1{font-size:clamp(2.35rem,5vw,4.3rem);line-height:1.05;margin:10px 0 20px}
h2{font-size:2rem;line-height:1.15;margin:0 0 16px}
h3{margin:0 0 8px}
.hero p{font-size:1.12rem;color:#e6eef8;max-width:720px}
.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}
.btn{display:inline-block;padding:12px 18px;border-radius:9px;font-weight:750;border:1px solid transparent;cursor:pointer}
.btn-primary{background:#fff;color:var(--navy)}
.btn-secondary{border-color:#ffffff66;color:#fff}
.btn-blue{background:var(--blue);color:#fff}
.btn-gold{background:var(--gold);color:#172033}
.section{padding:64px 0}
.section.alt{background:#fff}
.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:28px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:0 6px 20px #0f172a0a}
.card h3{color:var(--navy)}
.tag{display:inline-block;background:#eaf2fb;color:var(--blue);border-radius:999px;padding:4px 10px;font-size:.78rem;font-weight:750;margin-bottom:12px}
.price{font-size:1.8rem;font-weight:850;color:var(--navy);margin:8px 0}
.small{font-size:.9rem;color:var(--muted)}
.notice{background:#fff8e7;border:1px solid #ead39a;border-radius:12px;padding:18px;margin:20px 0}
.success{background:#edf8f2;border:1px solid #b9dec9;border-radius:12px;padding:18px}
.checklist{padding-left:20px}
.checklist li{margin:7px 0}
.cta{background:var(--navy);color:#fff;border-radius:18px;padding:38px}
.cta p{color:#dbe6f2}
.form{display:grid;gap:12px}
input,textarea,select{width:100%;padding:12px 13px;border:1px solid #cbd5e1;border-radius:8px;font:inherit}
label{font-weight:700;font-size:.9rem}
footer{background:#0c1a2e;color:#cbd5e1;padding:38px 0}
footer a{color:#dbeafe}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.legal{font-size:.85rem;color:#94a3b8}
.breadcrumb{padding:20px 0;font-size:.9rem;color:var(--muted)}
.product-hero{background:#fff;padding:48px 0;border-bottom:1px solid var(--line)}
.product-grid{display:grid;grid-template-columns:1fr 330px;gap:40px}
.sticky-card{position:sticky;top:95px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 18px;margin-bottom:10px}
.faq summary{font-weight:750;cursor:pointer}
.kicker{font-weight:750;color:var(--blue)}
table{width:100%;border-collapse:collapse;background:#fff}
th,td{padding:12px;border:1px solid var(--line);text-align:left;vertical-align:top}
@media(max-width:800px){
  .hero-grid,.product-grid,.grid,.grid-2,.footer-grid{grid-template-columns:1fr}
  .nav-links{display:none}
  .sticky-card{position:static}
}

/* FECA Navigator design refinement — October 2026 */
:root {
  --navy: #10233f;
  --blue: #1d5fa7;
  --gold: #d6a84f;
  --ink: #172033;
  --muted: #64748b;
  --bg: #f7f8fb;
  --card: #ffffff;
  --line: #dce4ee;
}

body {
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

::selection {
  background: #d6a84f55;
  color: var(--navy);
}

a {
  text-underline-offset: 3px;
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible,
summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

.site-header {
  background: var(--navy);
  border-bottom: 3px solid var(--gold);
}

.brand {
  line-height: 1.35;
}

.brand span {
  letter-spacing: .02em;
}

.nav-links {
  align-items: center;
  row-gap: 8px;
}

.nav-links a {
  padding: 7px 2px;
  text-underline-offset: 5px;
}

.nav-links a:hover {
  color: #f2d58b;
}

.hero {
  background:
    radial-gradient(ellipse at 90% 10%, #ffffff16, transparent 38%),
    linear-gradient(130deg, #10233f 0%, #173f6d 58%, #1d5fa7 100%);
}

.hero-grid {
  gap: clamp(24px, 4vw, 48px);
}

.hero .card {
  border-top: 4px solid var(--gold);
  box-shadow: 0 18px 42px #07162930;
}

.section {
  padding-top: clamp(44px, 6vw, 68px);
  padding-bottom: clamp(44px, 6vw, 68px);
}

.section-head {
  align-items: center;
}

.kicker {
  letter-spacing: .09em;
  text-transform: uppercase;
  font-size: .78rem;
}

.card {
  border-radius: 16px;
  box-shadow: 0 5px 18px #10233f0a;
  transition: transform .18s ease, box-shadow .18s ease,
              border-color .18s ease;
}

@media (hover: hover) {
  .card:hover {
    transform: translateY(-3px);
    border-color: #c6d5e7;
    box-shadow: 0 12px 28px #10233f12;
  }
}

.card h3 {
  line-height: 1.35;
}

.tag {
  letter-spacing: .035em;
}

.price {
  letter-spacing: -.025em;
}

.btn {
  text-align: center;
  transition: filter .15s ease, transform .15s ease;
}

.btn:hover {
  filter: brightness(.96);
  text-decoration: none;
}

.btn:active {
  transform: translateY(1px);
}

.btn-primary {
  background: #fff;
  color: var(--navy);
}

.btn-blue {
  background: var(--blue);
  color: #fff;
}

.btn-gold {
  background: var(--gold);
  color: #172033;
}

.cta {
  background:
    radial-gradient(ellipse at 100% 0%, #1d5fa755, transparent 48%),
    var(--navy);
  border: 1px solid #ffffff18;
}

.notice {
  line-height: 1.7;
}

footer {
  border-top: 3px solid var(--gold);
}

footer a:hover {
  color: #f2d58b;
}

@media (max-width: 800px) {
  .nav {
    flex-direction: column;
    align-items: stretch;
    gap: 10px;
    padding-top: 14px;
    padding-bottom: 14px;
  }

  .nav-links {
    display: flex;
    width: 100%;
    gap: 6px 16px;
    flex-wrap: wrap;
    align-items: center;
  }

  .nav-links a {
    font-size: .9rem;
    padding: 5px 0;
  }

  .hero {
    padding: 48px 0;
  }

  .hero-grid,
  .product-grid,
  .grid,
  .grid-2,
  .footer-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .section-head {
    align-items: flex-start;
    flex-direction: column;
  }

  .cta {
    padding: 25px;
  }

  h1 {
    font-size: clamp(2.1rem, 9vw, 3.2rem);
  }

  h2 {
    font-size: clamp(1.6rem, 6vw, 2rem);
  }

  .card {
    padding: 20px;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: .01ms !important;
    animation-duration: .01ms !important;
  }
}